Virtual visits to museums provide the opportunity to see history come alive and walk through their corridors all from the comfort of home. With the current situation globally, partaking in a virtual museum tour is one of the most attractive options available to keep our minds active during quarantine. (more…)
Accidents happen when we least expect them, and most people don't have the savings to face them if they occur. That's why it is important to consider life insurance, which works as a backup in case of an incident. Since these types of situations could be just around the corner, let's take a look at the top five most common accidents in the US. (more…)
We’re coming up on that time again. Love is in the air, and after the year we’ve just had, let’s face it, we all need to focus on love. But with Valentine’s Day fast approaching, the worry about creating a lovely romantic evening with gifts and experiences creates a lot of pressure during an already stressful time. Then when we think about money, our worries deepen. From chocolates to dinner to jewelry, Canadians can put a dent in their bank accounts during this romantic month. But love doesnt always have to have a large price tag to mean something. Let’s take a look at 11 ideas for saving money this Valentine’s Day. (more…)
We’ve all been through a lot this year. It seems as though from month to month, there was always something new to worry about throughout 2020. Now, as we enter the holiday season and approach the end of the year, we all are sharing the same thought, “How can I spend time with my family this holiday during the COVID-19 pandemic?”
There are restrictions in place across the world, and they are there for all of our safety, but these make connecting with family and celebrating the holidays more difficult than in previous years. But we are very fortunate to live in a time when connectivity is everywhere, and there are a number of ways we can still be together without physically being together. Here are some ways to virtually spend time with your family this holiday season. (more…)
"Money is only a tool. It will take you wherever you wish, but it will not replace you as a driver."
Ayn Rand, American novelist and philosopher
Indeed, you are the driver and controlling your money means controlling your life.
Life consists of constant change, and controlling your budget can make it easier to cope with the upheavals. Do you take stock of your finances now and then? Like every aspect of your life, life insurance is something you should regularly review to update your policy. Review your life insurance policy periodically to ensure this is the right policy for you and your beneficiaries. You can then assess whether all your needs are covered or if you should look at an additional option. You might well congratulate yourself in a few years for taking the time to review your coverage over the phone with your advisor. This simple review could save you money or even avoid a claim. And if you know someone a little lazy about their finances, now is the time to send them this article to help them consider their life insurance options. So, here are the 14 cases where you should call your advisor to review your insurance policy.
Is there a perfect formula to stop worrying about money and be sure you always have savings to deal with the unexpected? How to properly manage your budget and personal finances? Ensuring your financial security comes with a solid foundation - and those foundations start with solid budget management. The key to successfully managing your personal finances is simple. It's a bit like a house: you need to create a solid foundation, build the upper floors, and of course, have a roof to be always protected no matter what happens above your head. Life insurance plans and annuities for retirement offer this kind of security. Then, once you built that financial security, you can set aside money for holiday spendings, education and your dream home.
And if you thought a family budget worksheet was enough for sound personal finance management, read this article carefully till the end. Likewise, if you know someone who has trouble managing their personal finances, please share this article to help them. This financial education article will teach you how to handle a personal budget and handle a budget surplus. Or more precisely, how to invest it. But first, let's talk about your financial goals.